Own in Ogden First $10,000 Time Buyer Grant Program

The “Own in Ogden” first time homebuyer program has helped hundreds and hundreds of people realize their dream of owning a home in Ogden. This government grant program offers $10,000 to first time buyers, $15,000 to state certified K-12 classroom teachers and $20,000 to sworn Police Officers and Firefighters when purchasing a home in Ogden city. These are zero interest, no monthly payment, down payment assistance grants. These grant funds are issued to first time home buyers as a loan attached to the property which will become due in full if the borrower ceases to occupy the property, sells the property or defaults on any of the established terms upon receiving the grant funds.

Utah Home Grant Qualify
Qualifications & Restrictions for “Own in Ogden”:

  • Property must be zoned residential
  • Buyer must contribute $500 of own money towards purchase and take fee simple title to property
  • First time homebuyer grant funds may be used for down payment, closing costs or principal reduction towards the first mortgage loan balance
  • Property must meet minimum safety, construction, and habitability with no unresolved code enforcement violations
  • Buyers assets in excess of $20,000 must be applied towards the home purchase
  • Buyers must purchase property within the eligibility area of Ogden city