Utah Housing Corporation FLMC HFA Loan

Beaver

The Chenoa Fund allows up to 3.5% of the purchase price on 1-2 units. Three programs available from Grant/Gift, Forgivable Second or Repayable Second. The repayable second has no income restrictions.

Utah Housing Corporation Loan allows between 4%-6% of the purchase price as down payment assistance. Choose from FirstHome, HomeAgain, Score & NoMI.

The Rural Housing program is a great 100% financing program and is available in most of this county.

Box Elder

The Chenoa Fund allows up to 3.5% of the purchase price on 1-2 units. Three programs available from Grant/Gift, Forgivable Second or Repayable Second. The repayable second has no income restrictions.

Utah Housing Corporation Loan allows between 4%-6% of the purchase price as down payment assistance. Choose from FirstHome, HomeAgain, Score & NoMI.

The Rural Housing program is a great 100% financing program and is available in most of this county.

Cache

The Chenoa Fund allows up to 3.5% of the purchase price on 1-2 units. Three programs available from Grant/Gift, Forgivable Second or Repayable Second. The repayable second has no income restrictions.

Utah Housing Corporation Loan allows between 4%-6% of the purchase price as down payment assistance. Choose from FirstHome, HomeAgain, Score & NoMI.

The Rural Housing program is a great 100% financing program and is available in most of this county.

Carbon

The Chenoa Fund allows up to 3.5% of the purchase price on 1-2 units. Three programs available from Grant/Gift, Forgivable Second or Repayable Second. The repayable second has no income restrictions.

Utah Housing Corporation Loan allows between 4%-6% of the purchase price as down payment assistance. Choose from FirstHome, HomeAgain, Score & NoMI.

The Rural Housing program is a great 100% financing program and is available in most of this county.

Daggett

The Chenoa Fund allows up to 3.5% of the purchase price on 1-2 units. Three programs available from Grant/Gift, Forgivable Second or Repayable Second. The repayable second has no income restrictions.

Utah Housing Corporation Loan allows between 4%-6% of the purchase price as down payment assistance. Choose from FirstHome, HomeAgain, Score & NoMI.

The Rural Housing program is a great 100% financing program and is available in most of this county.

Davis

Davis County Grant allows for up to $5000 in down payment assistance for first time buyers. Must follow Davis County Median Income Limits and be a first time buyer.

Clearfield Grant allows for up to $7,500 in down payment assistance. Must follow Clearfield income limts and be a first time buyer.

Layton City Grant Eligible applicants will receive $10,000 in home buyer grant money that may be used towards down payment, closing costs or principal reduction.

The Chenoa Fund allows up to 3.5% of the purchase price on 1-2 units. Three programs available from Grant/Gift, Forgivable Second or Repayable Second. The repayable second has no income restrictions.

Utah Housing Corporation Loan allows between 4%-6% of the purchase price as down payment assistance. Choose from FirstHome, HomeAgain, Score & NoMI.

The Rural Housing program is a great 100% financing program and is available in most of this county.

Duchesne

The Chenoa Fund allows up to 3.5% of the purchase price on 1-2 units. Three programs available from Grant/Gift, Forgivable Second or Repayable Second. The repayable second has no income restrictions.

Utah Housing Corporation Loan allows between 4%-6% of the purchase price as down payment assistance. Choose from FirstHome, HomeAgain, Score & NoMI.

The Rural Housing program is a great 100% financing program and is available in most of this county.

Emery

The Chenoa Fund allows up to 3.5% of the purchase price on 1-2 units. Three programs available from Grant/Gift, Forgivable Second or Repayable Second. The repayable second has no income restrictions.

Utah Housing Corporation Loan allows between 4%-6% of the purchase price as down payment assistance. Choose from FirstHome, HomeAgain, Score & NoMI.

The Rural Housing program is a great 100% financing program and is available in most of this county.

Garfield

The Chenoa Fund allows up to 3.5% of the purchase price on 1-2 units. Three programs available from Grant/Gift, Forgivable Second or Repayable Second. The repayable second has no income restrictions.

Utah Housing Corporation Loan allows between 4%-6% of the purchase price as down payment assistance. Choose from FirstHome, HomeAgain, Score & NoMI.

The Rural Housing program is a great 100% financing program and is available in most of this county.

Grand

The Chenoa Fund allows up to 3.5% of the purchase price on 1-2 units. Three programs available from Grant/Gift, Forgivable Second or Repayable Second. The repayable second has no income restrictions.

Utah Housing Corporation Loan allows between 4%-6% of the purchase price as down payment assistance. Choose from FirstHome, HomeAgain, Score & NoMI.

The Rural Housing program is a great 100% financing program and is available in most of this county.

Iron

The Chenoa Fund allows up to 3.5% of the purchase price on 1-2 units. Three programs available from Grant/Gift, Forgivable Second or Repayable Second. The repayable second has no income restrictions.

Utah Housing Corporation Loan allows between 4%-6% of the purchase price as down payment assistance. Choose from FirstHome, HomeAgain, Score & NoMI.

The Rural Housing program is a great 100% financing program and is available in most of this county.

Juab

The Chenoa Fund allows up to 3.5% of the purchase price on 1-2 units. Three programs available from Grant/Gift, Forgivable Second or Repayable Second. The repayable second has no income restrictions.

Utah Housing Corporation Loan allows between 4%-6% of the purchase price as down payment assistance. Choose from FirstHome, HomeAgain, Score & NoMI.

The Rural Housing program is a great 100% financing program and is available in most of this county.

Kane

The Chenoa Fund allows up to 3.5% of the purchase price on 1-2 units. Three programs available from Grant/Gift, Forgivable Second or Repayable Second. The repayable second has no income restrictions.

Utah Housing Corporation Loan allows between 4%-6% of the purchase price as down payment assistance. Choose from FirstHome, HomeAgain, Score & NoMI.

The Rural Housing program is a great 100% financing program and is available in most of this county.

Millard

The Chenoa Fund allows up to 3.5% of the purchase price on 1-2 units. Three programs available from Grant/Gift, Forgivable Second or Repayable Second. The repayable second has no income restrictions.

Utah Housing Corporation Loan allows between 4%-6% of the purchase price as down payment assistance. Choose from FirstHome, HomeAgain, Score & NoMI.

The Rural Housing program is a great 100% financing program and is available in most of this county.

Morgan

The Chenoa Fund allows up to 3.5% of the purchase price on 1-2 units. Three programs available from Grant/Gift, Forgivable Second or Repayable Second. The repayable second has no income restrictions.

Utah Housing Corporation Loan allows between 4%-6% of the purchase price as down payment assistance. Choose from FirstHome, HomeAgain, Score & NoMI.

The Rural Housing program is a great 100% financing program and is available in most of this county.

Piute

The Chenoa Fund allows up to 3.5% of the purchase price on 1-2 units. Three programs available from Grant/Gift, Forgivable Second or Repayable Second. The repayable second has no income restrictions.

Utah Housing Corporation Loan allows between 4%-6% of the purchase price as down payment assistance. Choose from FirstHome, HomeAgain, Score & NoMI.

The Rural Housing program is a great 100% financing program and is available in most of this county.

Rich

The Chenoa Fund allows up to 3.5% of the purchase price on 1-2 units. Three programs available from Grant/Gift, Forgivable Second or Repayable Second. The repayable second has no income restrictions.

Utah Housing Corporation Loan allows between 4%-6% of the purchase price as down payment assistance. Choose from FirstHome, HomeAgain, Score & NoMI.

The Rural Housing program is a great 100% financing program and is available in most of this county.

Salt Lake

Own in Salt Lake County is offering $20,000 for first time buyers in Down Payment assistance.

Salt Lake Neighborhood Home Grant is offering $39,000 for buyers exclusively in Salt Lake City.

West Jordan Down Payment Assistance is $10000 for first time buyers who buy in West Jordan.

West Valley First Time Buyer Program allows for up to $7500 in down payment assistance

The Chenoa Fund allows up to 3.5% of the purchase price on 1-2 units. Three programs available from Grant/Gift, Forgivable Second or Repayable Second. The repayable second has no income restrictions.

Utah Housing Corporation Loan allows between 4%-6% of the purchase price as down payment assistance. Choose from FirstHome, HomeAgain, Score & NoMI.

The Rural Housing program is a great 100% financing program and is available in most of this county.

San Juan

The Chenoa Fund allows up to 3.5% of the purchase price on 1-2 units. Three programs available from Grant/Gift, Forgivable Second or Repayable Second. The repayable second has no income restrictions.

Utah Housing Corporation Loan allows between 4%-6% of the purchase price as down payment assistance. Choose from FirstHome, HomeAgain, Score & NoMI.

The Rural Housing program is a great 100% financing program and is available in most of this county.

Sanpete

The Chenoa Fund allows up to 3.5% of the purchase price on 1-2 units. Three programs available from Grant/Gift, Forgivable Second or Repayable Second. The repayable second has no income restrictions.

Utah Housing Corporation Loan allows between 4%-6% of the purchase price as down payment assistance. Choose from FirstHome, HomeAgain, Score & NoMI.

The Rural Housing program is a great 100% financing program and is available in most of this county.

Sevier

The Chenoa Fund allows up to 3.5% of the purchase price on 1-2 units. Three programs available from Grant/Gift, Forgivable Second or Repayable Second. The repayable second has no income restrictions.

Utah Housing Corporation Loan allows between 4%-6% of the purchase price as down payment assistance. Choose from FirstHome, HomeAgain, Score & NoMI.

The Rural Housing program is a great 100% financing program and is available in most of this county.

Summit

The Chenoa Fund allows up to 3.5% of the purchase price on 1-2 units. Three programs available from Grant/Gift, Forgivable Second or Repayable Second. The repayable second has no income restrictions.

Utah Housing Corporation Loan allows between 4%-6% of the purchase price as down payment assistance. Choose from FirstHome, HomeAgain, Score & NoMI.

The Rural Housing program is a great 100% financing program and is available in most of this county.

Tooele

Tooele County Homebuyers Grant Program will allow up to $10,000 down payment assistance to help you with your first home.

The Chenoa Fund allows up to 3.5% of the purchase price on 1-2 units. Three programs available from Grant/Gift, Forgivable Second or Repayable Second. The repayable second has no income restrictions.

Utah Housing Corporation Loan allows between 4%-6% of the purchase price as down payment assistance. Choose from FirstHome, HomeAgain, Score & NoMI.

The Rural Housing program is a great 100% financing program and is available in most of this county.

Uintah

The Chenoa Fund allows up to 3.5% of the purchase price on 1-2 units. Three programs available from Grant/Gift, Forgivable Second or Repayable Second. The repayable second has no income restrictions.

Utah Housing Corporation Loan allows between 4%-6% of the purchase price as down payment assistance. Choose from FirstHome, HomeAgain, Score & NoMI.

The Rural Housing program is a great 100% financing program and is available in most of this county.

Utah

Provo, Utah Loan to Own program offers up to $40,000 down payment assistance to first time buyers.

Utah County Down Payment Assistance will allow up to $40,000 down payment assistance depending on need. The 'loan to own' program allows most cities in Utah to participate

The Chenoa Fund allows up to 3.5% of the purchase price on 1-2 units. Three programs available from Grant/Gift, Forgivable Second or Repayable Second. The repayable second has no income restrictions.

Utah Housing Corporation Loan allows between 4%-6% of the purchase price as down payment assistance. Choose from FirstHome, HomeAgain, Score & NoMI.

The Rural Housing program is a great 100% financing program and is available in most of this county.

Wasatch

The Chenoa Fund allows up to 3.5% of the purchase price on 1-2 units. Three programs available from Grant/Gift, Forgivable Second or Repayable Second. The repayable second has no income restrictions.

Utah Housing Corporation Loan allows between 4%-6% of the purchase price as down payment assistance. Choose from FirstHome, HomeAgain, Score & NoMI.

The Rural Housing program is a great 100% financing program and is available in most of this county.

Washington

The Chenoa Fund allows up to 3.5% of the purchase price on 1-2 units. Three programs available from Grant/Gift, Forgivable Second or Repayable Second. The repayable second has no income restrictions.

Utah Housing Corporation Loan allows between 4%-6% of the purchase price as down payment assistance. Choose from FirstHome, HomeAgain, Score & NoMI.

The Rural Housing program is a great 100% financing program and is available in most of this county.

Wayne

The Chenoa Fund allows up to 3.5% of the purchase price on 1-2 units. Three programs available from Grant/Gift, Forgivable Second or Repayable Second. The repayable second has no income restrictions.

Utah Housing Corporation Loan allows between 4%-6% of the purchase price as down payment assistance. Choose from FirstHome, HomeAgain, Score & NoMI.

The Rural Housing program is a great 100% financing program and is available in most of this county.

Weber

The Weber County Grant program will offer up to $5,000 in down payment assistance to first time buyers.

Ogden City first time buyer program called Own in Ogden is a grant program that will offer $10,000 to first time buyers, $15,000 to k-12 teachers and $20,000 to Fire Fighters in down payment assistance grant if buying in Ogden city.

The Chenoa Fund allows up to 3.5% of the purchase price on 1-2 units. Three programs available from Grant/Gift, Forgivable Second or Repayable Second. The repayable second has no income restrictions.

Utah Housing Corporation Loan allows between 4%-6% of the purchase price as down payment assistance. Choose from FirstHome, HomeAgain, Score & NoMI.

The Rural Housing program is a great 100% financing program and is available in most of this county.

The Utah Housing Freddie Mac HFA Loan is not just a first time homebuyers program. This Utah down payment assistance (DPA) program allows for first time buyers and previous homeowners. It is also the only conventional Freddie Mac program they offer currently. To qualify you must have a minimum of a 700 fico score and be able to qualify for a conventional mortgage. The DPA is 6% (up to $25,000) of the first mortgage amount and can be used for down payment and/or closing costs. The property must be owner occupied and throughout the term of the UHC loan no portion of the property may be rented.

Qualification and Requirements:*

- Purchase loans only
- 6% (up to $25,000) of the first loan amount is available for DPA
- May be used anywhere in Utah
- Maximum income limits $134,100
- Debt ratio will be limited to a maximum of 50%
- Homebuyer Education required
- Single family units only

More Grants & Down Payment Assistance

Salt Lake Neighborhood Home Grant
If yu are a Utah first time homebuyer looking for a home in Salt Lake City, a $39,000 neighborhood down payment assistance grant is available. The “Own in Salt Lake City” program is a federally funded, deferred loan/grant program. This program assists eligible first time homebuyers purchase single family homes with a deferred loan/grant up to $39,000. If you are purchasing outside of Salt Lake City you may qualify for the Salt Lake County First Time Buyer Program. Qualifications & Requirements for Salt Lake City Home Grant: • Must purchase within Salt Lake City boundaries• Actual grant amount will be …
Utah Rural Housing Zero Down Program
Although, the Utah rural housing program is technically not a down payment assistance program it is an excellent way to get into a home without a down payment. This program assists low and moderate income households the opportunity to own their own home with 100% financing to those that qualify. It is also called the USDA Guaranteed loan program and a is a Federal program offered through the United State Department of Agriculture. When calculating payments you must include an “annual fee” that is charged monthly, however the annual fee is usually less than most mortgage insurance payments. Utah USDA …
West Jordan, Utah $10,000 First Time Homebuyer Grant Money Program
The City of West Jordan, Utah is providing up to $10,000 for first time homebuyers that purchase a home within West Jordan City limits. This grant may be applied to half of the required down payment and/or one-time closing costs. Funds are distributed on a first-come, first-serve basis. The home buyer must occupy the home for at least five (5) years following the purchase, any change in ownership or occupancy will require repayment of the grant funds. After five (5) years the grant is forgiven in full. If the home is sold or ceases to be occupied by the home …
Davis County $5,000 Home Buyer Grant
Davis County offers a down payment assistance program for all qualified first time homebuyers. Applicants can obtain $5,000 to assist with closing cost and/or down payment when they apply for this government grant money. The funds will be treated as a zero interest, no monthly payment loan as long as you occupy the home for at least five (5) years. The grant funds received through this program will be forgiven at a declining rate over a five (5) year residency requirement from the date of closing and will be fully forgiven after five (5) years. Repayment will be required if …
$10,000 At Home in Layton Utah Down Payment Assistance
“At Home in Layton” is a first time home buyer grant money program offered by Layton City Development Block Grant Program in cooperation with U.S. Department of Housing and Urban Development (HUD). Eligible home buyer applicants will receive up to $10,000 in grant money that may be used towards 50% of the down payment closing costs or a principal reduction. The Layton City first time homebuyer grant is forgiven in full If you live in the home for at least five (5) years. If the home buyer ceases to occupy the property within the first five (5) years the grant …
Utah Housing Freddie Mac HFA Loan
The Utah Housing Freddie Mac HFA Loan is not just a first time homebuyers program. This Utah down payment assistance (DPA) program allows for first time buyers and previous homeowners. It is also the only conventional Freddie Mac program they offer currently. To qualify you must have a minimum of a 700 fico score and be able to qualify for a conventional mortgage. The DPA is 6% (up to $25,000) of the first mortgage amount and can be used for down payment and/or closing costs. The property must be owner occupied and throughout the term of the UHC loan no …