The Utah Housing First Time Buyer Program called FirstHome Loan is a great program for any first time buyer. The Utah housing First Time Buyer Program allows for up to 6% of the first mortgage loan as down payment assistance (DPA). This DPA is in the form of a 30 year fixed rate second loan. The DPA can be used for down payment and/or closing costs for the FHA first mortgage. You must be a first time buyer and be able to qualify for an FHA mortgage.

Utah Home Grant Qualify

Qualification and Requirements:*

  • Must qualify for an FHA loan
  • No Portion of the property may be rented throughout the term of the UHC Loan
  • 6% of the first loan amount is available for DPA
  • Minimum of 660 Fico score
  • No geographical restriction in Utah
  • See below for income and max purchase price

Income and Purchase Price Limits for Utah Housing Loans

Loan Program
(FHA/VA Loan)
Counties Family Size 1-2
Income Limit
Family Size 3+
Income Limit
Purchase Price Limit
FirstHome Beaver, Cache, Carbon, Daggett, Emery, Grand, Millard, Rich, Sevier, Uintah $95,800 $110,100 $349,500
FirstHome Box Elder $99,400 $116,000 $536,900
FirstHome Davis, Morgan, Summit, Wasatch, Weber $120,600 $140,700 $536,900
FirstHome Duchesne, Garfield, Iron, Kane, Piute, San Juan, Sanpete, Wayne $114,900 $134,100 $427,100
FirstHome Juab, Utah $114,900 $134,100 $516,100
FirstHome Salt Lake $102,400 $117,700 $434,700
FirstHome Tooele $99,400 $114,300 $434,700
FirstHome Washington $95,800 $110,100 $400,300